Stephen was born in Perrysburg, Ohio, and attended Perrysburg High School. Upon graduating, he accelerated his education and completed his Finance Degree at Ohio University in just three and a half years. During his time at university, Stephen showcased his determination by participating in the Athens Ohio Marathon and achieving his blue belt in Brazilian Jiu-Jitsu. Furthermore, he diligently obtained his insurance licenses for both property and casualty insurance as well as life and health insurance.

Immediately after graduating, Stephen's drive and expertise led him to become a partner alongside Michael Bonnough at Clay Financial. While based in Toledo, he demonstrated his entrepreneurial spirit by purchasing a home in Columbus, Ohio, which he successfully transformed into a rental property.

Today, Stephen effortlessly manages his responsibilities, splitting his time between Florida and Ohio to personally meet with his valued clients. His commitment to delivering exceptional service and his passion for finance make him an invaluable asset in the industry.